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[DOWNLOAD] "An Analysis of the Current Status of Student Debt: Implications for Helping Vulnerable Students Manage Debt (Report)" by Academy of Educational Leadership Journal # eBook PDF Kindle ePub Free

An Analysis of the Current Status of Student Debt: Implications for Helping Vulnerable Students Manage Debt (Report)

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eBook details

  • Title: An Analysis of the Current Status of Student Debt: Implications for Helping Vulnerable Students Manage Debt (Report)
  • Author : Academy of Educational Leadership Journal
  • Release Date : January 01, 2007
  • Genre: Education,Books,Professional & Technical,
  • Pages : * pages
  • Size : 210 KB

Description

ABSTRACT Too many students are having serious problems with credit card debt. This debt can lead to the student's dropping out of school in the worst case; however, even when the students stay in school, they begin their careers saddled with excessive debt. Over half of today's college students own one or more credit cards, and the more credit cards students own, the greater the likelihood that they will have serious debt problems. Our survey of over 4,000 students indicated that as students progress through college, they acquire more credit cards and debt; furthermore, our survey indicated that students who work 10 or more hours per week are more likely to report debt problems than those students who work less than 10 hours per week. Married students report the fewest debt problems while divorced students report more debt problems than single or married students. Students should be educated, the earlier the better, on how to make wise financial decisions. This article reports the findings of a survey of over 4,000 college students from Arkansas, California, and Ohio. The results indicate which factors or characteristics are related to significant debt problems, and recommendations are made for helping students avoid making unwise financial decisions.


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